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Verified by Visa
VISA Credit Cards with UChoose Rewards

The Coosa Pines FCU VISA® Credit Card with UChoose Rewards 
Combine the value of VISA with the exceptional service of your credit union.

If you haven't made the switch to a Coosa Pines VISA® Credit Card with UChoose Rewards, now may be the perfect time to transfer your high-interest credit card balances to a credit union card!  With fixed rates as low as 9.95% APR2, generous credit limits and easy terms, the credit union credit card is a great value.  
The Coosa Pines FCU VISA Credit Card with UChoose Rewards features:
  • Easy UChoose Rewards1 for qualifying cardholders
  • No teaser rates and fixed rates as low as 9.95% APR2
  • No annual fee
  • No balance transfer fee
  • No cash advance fees or higher rates for cash advances
  • Friendly hometown service
  • Easy Online Access through Virtual Branch online banking 
  • Access Account Information by Phone at 1-866-539-8795
  • Accepted at millions of locations 
  • Great for Internet shopping
  • Convenience and ease of expense tracking
  • Generous credit limits
  • Verified by VISA program for added protection when shopping online
Get Your Preapproval Online
Log into free Virtual Branch home banking, select the Self Service tab, and choose the link "Apply for a Loan" in the Member Request window.  Don't have Virtual Branch?  Sign up online.
1Cardholder must register for UChoose Rewards at Not all Coosa Pines FCU VISA cardholders will qualify for UChoose Rewards program. For details on the program, view our UChoose Rewards FAQs. 2APR=Annual Percentage Rate. The rate you will receive will be determined by your credit worthiness; rates currently range from 9.95% to 15.95% APR. Please contact a Loan Officer to inquire about your qualifying rate. Rates are subject to change without notice. Restrictions apply. For credit card tips from the Federal Reserve Board - To learn more about factors to consider when applying for or using a credit card, visit the website of the Federal Reserve Board at

Back to All Loan Products          To report a lost or stolen VISA, call 1-866-539-8795.

Verified by VISA
An Extra Layer of Security When Shopping Online
At Coosa Pines, your financial safety and security is top priority.  That's why we offer Verified by VISA -- a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction.
How It Works
1.  Activate the Verified by VISA feature now.
Enroll your debit card in the Verified by VISA program now by using this link.  It's easy and only takes a few moments to activate your card.
2.  Or activate the Verified by VISA feature when shopping online.
If you haven't already done so, you'll be asked to activate the Verified by VISA feature during the checkout process while shopping online with a participating merchant.  You'll be asked a few simple questions to verify your identity, and then you'll create a Verified by VISA password.  
Here's what you'll see:
3.  Shop at participating online merchants and enjoy enhanced security.
Once your card is activated, your card number will be recognized whenever you shop at a participating Verified by VISA merchant.  You will enter your password in the Verified by VISA window, your identity will be verified, and the transaction will be completed. 
As a Verified by VISA activated cardholder, you can take advantage of special offers and discounts from participating online stores.  In stores that are not yet participating, your VISA card will continue to work as usual.

Back to All Loan Products          To report a lost or stolen VISA, call 1-866-539-8795.

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